In the Automobile insurance, there is a grade by which driver's driving risk is shown, and it is begun from six grades in the new contract.
When the accident is caused once, it suddenly becomes a situation of down three grades though the grade improves one by one every year, and insurance is discounted according to the grade if the accident-free is continued.
If possible, the commodity that appeared for the person that it wants to avoid the down of the grade is a special contract of the grade protecting.
The grade protecting is treated as an accident of the grade leaving untouched for the first accident, and insurance is the state as it is.
It is safe because it becomes leaving untouched though bearing it in mind so as not to do the accident is the best if it thinks about an increase in insurance by the down of the grade at the one if it is an accident if the grade protecting is applied once.
However, note that this special contract has the insurance company that doesn't handle it
either enough when you change the insurance company.
